In the event of a refund due to an incorrect transaction or cancellation, the membership amount paid for a membership will be repaid through cheque or direct credit.
In the event of a cancellation, the membership amount paid for the membership will be returned through cheque or direct credit.
To cancel the membership, you do not need to return the copy of the policy documentation you received.
Also, canceling the membership after 45 days of its commencement will result in partial payment of membership amount on the pro-rata basis.